SUTTON VALENCE CARS is authorised and regulated by the Financial Conduct Authority for the purpose of Consumer Credit FRN 659548. Finance subject to status. Sutton Valance Cars is authorised as a CREDIT BROKER and NOT A LENDER. This means we work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.
Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model, product or amount borrowed. Different lenders may pay different commissions for such introductions. However, any such amounts lenders pay us will not affect the amount of interest you pay under your finance agreement, all of which are set by the lender concerned.
Lending decisions are typically fast with an easy to sign process which means you are able to drive away the same day.
There are 3 main vehicle finance products that we can offer:-
Hire Purchase, Conditional Sale and PCP which are the most popular methods of funding vehicles and are typically short-term loans ranging from 12 - 60 months.
This gives you the freedom to change your vehicle every few years.
If your loan application is approved you can then pay a deposit and arrange a convenient time to collect your new vehicle. We’ll sort the rest.
The interest on your finance agreement is set at a fixed rate, which won't change during the life of the agreement.
This means you can spread the cost of your car and manage your budget over the course of the agreement.